UK government set for U-turn over FOBT stake cut date

first_img Topics: Legal & compliance Email Address 14th November 2018 | By contenteditor Tags: OTB and Betting Shops UK government expected to bring forward FOBT stake change in announcement this afternoon The UK Government is expected to announce a major U-turn this afternoon by bringing the cut in fixed odds betting terminal (FOBT) maximum stakes forward to April.iGamingBusiness.com understands that Culture Secretary Jeremy Wright will tell MPs that the £2 limit will be implemented from April along with the rise in remote gaming duty from 15% to 21%.Theresa May, responding to FOBT opponent Iain Duncan Smith (pictured) at Prime Minister’s Questions, said that the government “has been listening to the concerns of MPs” and confirmed Wright will give more details later today. Sports Minister Tracey Crouch resigned following last month’s Budget, when it was announced that the change would only be implemented from October. Crouch had reportedly expected the change to be made in April.The Government faced resignations, a backbench mutiny and the possibility of a first Budget defeat since the 1970s.The Government announced that it would reduce the maximum stake to £2 more than six months ago and has since argued that the gambling sector should be given time to prepare for the change. Chancellor Philip Hammond said recently that between 15,000 and 21,000 jobs could be lost due to the changes.However, it has been suggested that the impact on betting shops may have been exaggerated. Many of the forecasts are based on a KPMG report commissioned by the Association of British Bookmakers (ABB) and based on the industry’s assumptions. In March this year lobbying group the Campaign for Fairer Gambling filed a complaint with the Financial Conduct Authority, alleging that the report falsely represented the danger posed by cutting FOBT stakes to the UK retail betting sector.The Guardian this week reported that Paddy Power Betfair described the forecasts as “unrealistic” in a letter to the Prime Minister.PPB cast doubt on claims that a reduction in FOBT income would force thousands of shops to close and questioned the report’s prediction that just 50% of customers of a shop that ended up closing would migrate to another outlet.“Our evidence suggests a very high proportion (around 75%-90%) of customers move to other shops,” Paddy Power said, according to the newspaper“The business is not expected to see an increase in the number of shops that are loss making compared to the current position, and therefore does not expect to close any shops because of changes to FOBT stake limits.”center_img UK government set for U-turn over FOBT stake cut date Legal & compliance AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter Subscribe to the iGaming newsletterlast_img read more

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Swaziland Empowerment Limited (SEL.sz) 2007 Annual Report

first_imgSwaziland Empowerment Limited (SEL.sz) listed on the Swaziland Stock Exchange under the Investment sector has released it’s 2007 annual report.For more information about Swaziland Empowerment Limited (SEL.sz) reports, abridged reports, interim earnings results and earnings presentations, visit the Swaziland Empowerment Limited (SEL.sz) company page on AfricanFinancials.Document: Swaziland Empowerment Limited (SEL.sz)  2007 annual report.Company ProfileSwaziland Empowerment Limited (SEL) is an investment holding company engaged in financial intermediation. The company offers a range of products and services to private, commercial and corporate companies that range from personal and business checking to savings plans, home banking and lending options. The personal and business division of Swaziland Empowerment Limited caters for checking, savings, mortgage loans, commercial banking services, trust and investment, auto, home and personal loans. Swaziland Empowerment Limited has a 19% stake in the telecommunication entity, Swazi MTN Limited. It is a subsidiary of the Public Services Pensions Fund with headquarters in Mbabane, Swaziland. Swaziland Empowerment Limited is listed on the Swaziland Stock Exchangelast_img read more

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National Council of Churches calls for cessation of ‘hostile acts…

first_img The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Course Director Jerusalem, Israel National Council of Churches calls for cessation of ‘hostile acts and rhetoric’ between US, North Korea [National Council of the Churches of Christ in the USA] The National Council of the Churches of Christ in the USA calls for an immediate cessation of hostile acts and rhetoric between the leaders of North Korea and the United States. Steps must be taken immediately to avoid the possibility of a cataclysmic nuclear war. Increased tension and destabilizing actions and rhetoric by both sides make such a war more likely. In the past months, we have seen aggressions by both the United States and North Korea.  In May the United States deployed the Terminal High Altitude Area Defense (THAAD) missile system in South Korea. This was seen as a destabilizing move by China and other neighbors and a threat by North Korea (see previous NCCCUSA and NCCK letter to President Trump on this matter). Critics point out that THAAD is incapable of countering North Korean missiles with their low-angle trajectory; thus, this so-called defensive system is being used in an aggressive manner.At the same time, North Korea’s testing of missile technology is well known.  The nation’s development of a miniaturized nuclear weapon brings destabilization unseen since the end of the Cold War, and its apparent new capacity to launch intercontinental ballistic missiles is of great concern.Recent comments by the leaders of the United States and North Korea threatening hostilities are beyond alarming.  Such threats, of “fire and fury…the likes of which the world has never seen” by President Donald J. Trump, and “all-out war wiping out all the strongholds of enemies, including the US mainland” by spokespersons of Supreme Leader Kim Jong-un, only serve to bring our countries, and the world, to the brink of war.  We therefore urgently call upon both leaders to tone down their similar and mutually inflammatory rhetoric.Further, the movement of US military assets to the region, including aircraft carriers and nuclear submarines, places the world on the brink of war. Threats by North Korea regarding an attack on Guam place the US and its allies in a precarious position, bringing the world closer to the possibility that a quick and devastating nuclear exchange will take place.Threats and bluster will not help this situation but are likely only to provoke hostilities.  Indeed, if this rhetoric were to become a reality, it would only mean the horrifying exchange of nuclear weapons.  This would not only threaten US and North Korean civilians, soldiers, and territories; nuclear and conventional war would be a complete disaster for the people of South Korea, Japan, and other countries in Asia and the Pacific.It is therefore essential that bilateral dialogue take place, that aggressive language be discarded, and that paths to peace be pursued.  We will continue to urge our government to tone down its rhetoric and to utilize diplomacy and work with the many partners, both governmental and nongovernmental, who stand ready to assist both the United States and North Korea to de-escalate this crisis.The National Council of Churches USA is praying fervently and will continue to pray for peace. We stand in solidarity with the National Council of Churches of Korea (South Korea), the Korean Christian Federation (North Korea), and all others who are committed to a nonviolent resolution of this conflict. Asia, September 2, 2017 at 3:33 pm Completely agree with pjcabbiness. NCC needs to talk to some military leaders before publicly asking the President to behave differently. Find some ways to honor and not insult your elected governments. Or, maybe, NCC would like to take a vacation over to NK to see what the daily suffering of those people has been for the past 70 years. Plus, the Korean War NEVER ENDED. Priest Associate or Director of Adult Ministries Greenville, SC Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem Sarah E Thompson says: Rector Belleville, IL Youth Minister Lorton, VA Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET New Berrigan Book With Episcopal Roots Cascade Books Press Release Service Advocacy Peace & Justice, Rector Smithfield, NC Featured Events Cathedral Dean Boise, ID Rector Knoxville, TN Rector Bath, NC Pjcabbiness says: Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Family Ministry Coordinator Baton Rouge, LA Director of Administration & Finance Atlanta, GA Rector (FT or PT) Indian River, MI Bishop Diocesan Springfield, IL Faith & Politics, Comments (2) Associate Rector Columbus, GA Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Ecumenical & Interreligious, TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Curate (Associate & Priest-in-Charge) Traverse City, MI Rector Pittsburgh, PA Curate Diocese of Nebraska Priest-in-Charge Lebanon, OH Rector Shreveport, LA The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Submit a Press Release Rector/Priest in Charge (PT) Lisbon, ME Featured Jobs & Calls Canon for Family Ministry Jackson, MS August 16, 2017 at 10:08 pm This is shocking and deeply disturbing. North Korea is a despotic, terrorist state that murders and starves its own citizens while credibly threatening its neighbors. This is an abhorrent, evil and perverse nation. The U.S. is the only power that contains and mitigates this vile threat to the entire world. To equivocate in any manner or degree the two is shameful, unchristian and inexplicable. We need to pray for an end to the North Korean tyrant and freedom for his people and we should Thank God that our President decided to stand up to this menace. Tags AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Posted Aug 10, 2017 Rector Hopkinsville, KY Rector Tampa, FL Rector Martinsville, VA Assistant/Associate Priest Scottsdale, AZ Rector and Chaplain Eugene, OR Rector Collierville, TN Comments are closed. Korean tension Submit an Event Listing Rector Washington, DC Director of Music Morristown, NJ Rector Albany, NY An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Donald Trump, Submit a Job Listing Associate Rector for Family Ministries Anchorage, AK Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Associate Priest for Pastoral Care New York, NY Missioner for Disaster Resilience Sacramento, CA Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Assistant/Associate Rector Morristown, NJ Assistant/Associate Rector Washington, DC Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 last_img read more

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Teitipac Cabin / LAMZ Arquitectura

first_imgArchDaily Teitipac Cabin / LAMZ Arquitectura Cabins & Lodges Other Participants:Francisco Guillermo López Chávez, Romeo Eli Antonio Ayuso, Óscar Matías AcevedoCity:San Sebastián TeitipacCountry:MexicoMore SpecsLess SpecsSave this picture!© Lorena DarqueaRecommended ProductsWindowsLibartVertical Retracting Doors & WindowsWindowsFAKRORoof Windows – FPP-V preSelect MAXEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEAWoodGustafsWood Veneered Wall & Ceiling PanelsText description provided by the architects. Located on a hill, the project is displaced through two volumes, impacting the smallest possible surface and almost without altering the terrain, the existing vegetation of oaks and copal trees is respected. The compositional scheme of the volumes responds to different levels, burying itself to the south and flying towards the north, so the project gets a direct dialogue with nature.Save this picture!© Lorena DarqueaSave this picture!Save this picture!© Lorena DarqueaAccording to the identified needs of the project, a public space that is directly related to the environment is generated, creating transparency towards the horizon, which allows having an internal-external relation. On the other hand, the private volume generates a cave aspect, a refuge, merging into the mountain, getting a shelter atmosphere.Save this picture!© Lorena DarqueaThe articulation of the volumes is solved with a steel and glass hallway, fulfilling the function of connecting the public and private areas in different levels, both inside and outside, causing a vacuum in the mountain. The tectonics of the project as a core point is to create mimesis between the context and the architectural intervention, dissolving on the site. Save this picture!© Lorena DarqueaUsing local preexisting stone, steel, and wood; a warm atmosphere and a timeless language are created, so throughout time, the house will merge as if it would have always existed. Interacting directly with the landscape, the construction will go unnoticed in time, from the used materials and the architectural language.Save this picture!© Lorena DarqueaSave this picture!Save this picture!© Lorena DarqueaProject gallerySee allShow lessHome Automation In Renovations: Is It Possible to Transform an Old Building into an …ArticlesTulum Arts Festival Takes on Ecoculture in MexicoArchitecture News Share ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/913442/teitipac-cabin-lamz-arquitectura Clipboard Mexico Lead Architect: Manufacturers: American Standard, Cemex, Helvex, Llano de la Torre, Tecnolite, Teka, VALVO ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/913442/teitipac-cabin-lamz-arquitectura Clipboard CopyCabins & Lodges, Houses•San Sebastián Teitipac, Mexico 2018 Area:  185 m² Year Completion year of this architecture project Photographs “COPY” Year:  CopyAbout this officeLAMZ ArquitecturaOfficeFollowProductsWoodStone#TagsProjectsBuilt ProjectsSelected ProjectsHospitality ArchitectureLodgingCabins & LodgesResidential ArchitectureHousesSan Sebastián TeitipacMexicoPublished on March 20, 2019Cite: “Teitipac Cabin / LAMZ Arquitectura” [Cabaña Teitipac / LAMZ Arquitectura] 20 Mar 2019. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodPanel Façade SystemRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisCopper Alloy: Nordic BrassHanging LampsVibiaHanging Lamp – VOLConcreteKrytonCrystalline Waterproofing – KIMSkylightsLAMILUXGlass Skylight FE PassivhausPorcelain StonewareCosentinoSurfaces – Dekton® Chromica CollectionBricksFeldhaus KlinkerThin Bricks – ClassicGlassDip-TechDigital Ceramic Printing for Interior DesignWoodStructureCraftEngineering – FootbridgesAluminium CompositesCymat Technologies Ltd.Bundang Doosan Tower – Alusion™ Stabilized Aluminum FoamTable LampsRoss GardamDesk Lamp – OraMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream “COPY” Save this picture!© Lorena Darquea+ 34Curated by Clara Ott Share Luis Alberto Martínez Zúñiga Teitipac Cabin / LAMZ ArquitecturaSave this projectSaveTeitipac Cabin / LAMZ Arquitectura Projects Architects: LAMZ Arquitectura Area Area of this architecture project Photographs:  Lorena Darquea Manufacturers Brands with products used in this architecture project last_img read more

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Matsumura / Haver House Remodel / Wendell Burnette Architects

first_img “COPY” “COPY” Projects CopyHouses, Refurbishment•Phoenix, United States Matsumura / Haver House Remodel / Wendell Burnette Architects ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/955397/matsumura-haver-house-remodel-wendell-burnette-architects Clipboard Save this picture!© Bill Timmerman+ 22Curated by Paula Pintos Share CopyAbout this officeWendell Burnette ArchitectsOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRefurbishmentPhoenixOn FacebookUnited StatesPublished on January 30, 2021Cite: “Matsumura / Haver House Remodel / Wendell Burnette Architects” 30 Jan 2021. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodGRP Siding Façade SystemGlassMitrexSolar GreenhouseMetal PanelsAurubisMill Finished Copper: Nordic StandardMetallicsHAVER & BOECKERArchitectural Wire Mesh – MULTI-BARRETTE 8130Enclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsSealantsEffisusGutter Repair – TiteGutter3Aluminium CompositesSculptformAluminium Click-on BattensTiles / Mosaic / GresiteMargresPorcelain Tiles – Linea PrestigeMetallicsRHEINZINKZinc Roof Systems – Click Roll CapsTiles / Mosaic / GresiteTerrealTerracotta Cladding TileDoorsECLISSESliding Pocket Door – ECLISSE UnilateralWindowsJoskoWindows and Sliding Doors – ONE SeriesMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream Matsumura / Haver House Remodel / Wendell Burnette ArchitectsSave this projectSaveMatsumura / Haver House Remodel / Wendell Burnette Architects ArchDaily Architects: Wendell Burnette Architects Area Area of this architecture project Lead Architects: center_img Year:  Houses Area:  1600 m² Year Completion year of this architecture project Wendell Burnette 2019 ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/955397/matsumura-haver-house-remodel-wendell-burnette-architects Clipboard Photographs Photographs:  Bill Timmerman Design Team:Joby Dutton, Austin Nikkel, Qianyi YeLandscape Architects:Colwell Shelor Landscape ArchitectsContractors:StudioROEDERStructural Engineer:Rudow + Berry. Inc.City:PhoenixCountry:United StatesMore SpecsLess SpecsSave this picture!© Bill TimmermanRecommended ProductsSinksCosentinoBathroom Collection – Silestone® WashbasinsSinksBradley Corporation USASinks- Express ELX SeriesWindowsSolarluxSliding Window – CeroWoodAccoyaAccoya® Cladding, Siding & FacadesText description provided by the architects. This project is a small but important phased remodel of a 1952 Haver Home within the architecturally significant Marlen Grove neighborhood (a former citrus grove) for a young ASU Law Professor that commutes from his Bernal Box in the Bay Area to stay here when the University is in session. Ralph Haver, AIA was one of the most prominent architects practicing here during the postwar boom in Phoenix and similar to A. Quincy Jones worked for developers like Eichler in California.Save this picture!© Bill TimmermanOur client was attracted to the significant architectural history of this community, but he knew that his new home had been poorly remodeled and wanted to fix it. In fact, it had been altered almost beyond recognition, but the masonry wall and exposed “tent” roof structure were mostly intact. There were four models in Marlen Grove, without question the most intact and most significant Haver Community in the Phoenix area, and through research, up and down the streets we discovered what we felt was our client’s original Haver Model. Save this picture!© Bill TimmermanSave this picture!Floor PlanSave this picture!© Bill TimmermanWe knocked on the door and spent an afternoon getting to know Bob and Helen Winkle, who had bought their home from a graphic designer over 35 years ago when design types, mainly architects owned most of the 53 homes that made up the now legendary Marlen Grove. We determined conclusively that their “Patio / Carport” Model (the only one intact in the neighborhood) was in fact our original model and set out to recover the spirit of the original “showpiece” model featured in sales brochures.Save this picture!© Bill TimmermanOur goal was to recover the generous spirit of these humble homes while injecting our own sensibility and sincere respect for the neighborhood scale as well as the generous light and shade provided by the “close-to-the-ground-tent-form” of the exposed beamed ceilings with their “ceiling light” clerestories, while not reducing the expanded square footage of the recently purchased 80’s footprint, if possible. Could we open the space – similar to the original open-air Patio / Carport Model, while creating privacy and openness to the south yard/garden that was an important tenet of each design, sunny in winter and shady in summer, indoor/outdoor Arizona living at its’ finest – just enough for everyone…Save this picture!© Bill TimmermanOur client had an extremely tight budget, so we agreed to do a simple sketch with a clear, substantively researched idea as an act of architectural historic preservation of not just a significant home, but of a significant Arizona community that still stands the test of time (after almost seventy years) as an inspiring example of how production housing can in fact be humane. After producing this sketch, along with a quick sketch-up model, we had agreed in advance to get estimates from a design-build architect that had worked for me and after establishing a tight, yet more realistic budget we produced a two-sheet set of permit documents and shifted 50% of our discounted design fees to construction administration.Save this picture!© Bill TimmermanProject gallerySee allShow lessOnline Masterclass: The Importance of Interior Design in 2021Lecture35 Lower Long Building / dhk ArchitectsSelected Projects Share United Stateslast_img read more

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Will the Indiana Corn Crop Mature Before the First Hard Frost…

first_img Will the Indiana Corn Crop Mature Before the First Hard Frost on the HAT Thursday Morning Edition SHARE By Eric Pfeiffer – Aug 15, 2019 Home News Feed Will the Indiana Corn Crop Mature Before the First Hard Frost on… Facebook Twitter SHARE Facebook Twitter Audio Playerhttps://dts.podtrac.com/redirect.mp3/www.hoosieragtoday.com/wp-content/uploads/2019/08/HATMORN081519.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.Podcast (wirepodcastshat-rss): Play in new window | Download | EmbedSubscribe: RSS Previous articleIndiana Farmer Leaders Experience August Crop Report in DCNext articleISDA Photo Contest Winners Honored Eric Pfeifferlast_img read more

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Proposed law on international cooperation needs more discussion

first_imgNews VenezuelaAmericas June 15, 2020 Find out more Organisation News August 25, 2020 Find out more New wave of censorship targeting critical media outlets Help by sharing this information VenezuelaAmericas Local, national and international NGOs are extremely concerned about an international cooperation bill that the National Assembly is due to begin examining on an emergency basis since yesterday in response to a formal request from President Hugo Chávez. Reporters Without Borders defends freedom of expression and freedom of information with complete impartiality. Our vigilance and our right to criticize are directed at any government in any country, whatever its tendency, whenever an issue arises that comes under our mandate. This is our only criteria, and so it should be.We are concerned above all about the following points in this proposed law:1 – The bill was already approved on first reading on 13 June 2006. Why was it then ignored for the next four years? This is relevant to the question why it should be examined on an emergency basis now.Consultation with NGOs before a debate during the next parliamentary session beginning in January – when the opposition will again be sitting in the National Assembly – would help to reduce the divisions that the bill will inevitably occasion and that already afflict Venezuelan society sufficiently. A broad consensus could be achieved in this manner.2 – Certain aspects of the bill need to be clarified or amended.Article 14 of the bill says that the Venezuelan state “will stimulate the participation of organized communities, non-governmental organizations, universities, companies and other social entities linked to international cooperation.” The article does not however specify the level and form of this state “stimulation.” Would it entail control over the statutes and mandates of the NGOs?Articles 15 and 16 of the proposed law would establish a register in which the NGOs concerned would have to be registered. The source of concern here is above all the creation of a new “decentralized body” of a governmental nature whose functions would include “direction, control, coordination, monitoring and evaluation” of cooperation activities (article 9). A transitional provision requires NGOs to comply with the “provisions and directives” of this state entity within six months of the law’s promulgation.This provision is obviously the most controversial one. There is a very clear similarity to the way NGOs were placed under supervision by a law on the functions of the Peruvian Agency for International Cooperation (APCI) which was voted at the Peruvian government’s request in November 2006 and which President Alan Garcia subsequently withdrew following protests from national and international NGOs.3 – The circumstances surrounding the vote on the proposed law also raise questions about its future application. “How could we permit political parties, NGOs and leading figures of the counterrevolution to continue to be financed by the millions and millions of the Yankee empire?” President Chávez said on 23 November, urging swift parliamentary approval of the bill.In other words, an NGO receiving foreign funding, especially from the United States, would necessarily be guilty of “counterrevolutionary activities.” Such funding, even if only partial, would mean that the NGO’s sole goal was to overthrow the Bolivarian Republic’s government. Under this vision of permanent conspiracy, an NGO would just be the tool of a hostile power. These attacks betray a lack of any understanding of the activities of most NGOs, which are forced to find many sources of funding in order to survive, and a failure to appreciate their insistence on independence. The grave and deplorable precedent of the April 2002 coup attempt against President Chávez and U.S. political dominance in Latin America and elsewhere must not be used as grounds for systematically accusing all those who criticize or disagree with the Venezuelan government of plotting another coup. Which NGOs was President Chávez referring to in his speech?A bill of this importance needs something other than an emergency vote. It requires a debate and the opinions of the relevant institutions of the Organization of American States. We call for such a debate to take place. There is still time. Follow the news on Venezuelacenter_img News December 2, 2010 – Updated on January 20, 2016 Proposed law on international cooperation needs more discussion Two journalists murdered just days apart in Venezuela RSF_en Receive email alerts Coronavirus “information heroes” – journalism that saves lives News January 13, 2021 Find out more to go furtherlast_img read more

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Iraqi journalist abducted from her home in Baghdad

first_img to go further Help by sharing this information IraqMiddle East – North Africa Condemning abusesProtecting journalists Women Page Facebook d’Afrah Shawqi December 27, 2016 – Updated on December 29, 2016 Iraqi journalist abducted from her home in Baghdad Receive email alerts RSF_en News IraqMiddle East – North Africa Condemning abusesProtecting journalists Women RSF’s 2020 Round-up: 50 journalists killed, two-thirds in countries “at peace” Follow the news on Iraq Three jailed reporters charged with “undermining national security”center_img The family of journalist Afrah Shawqi told Ziyad al-Ajeeli, the head of the Baghdad-based Journalistic Freedoms Observatory, that she was abducted from her home in the southwestern district of Saidiya at around 10 p.m. by eight armed men in civilian dress who claimed to be members of the security forces.The gunmen carried handcuffed her 16-year-old son, and ransacked her home, taking mobile phones, computers, jewels and cash, Ajeeli said. As they left with Shawqi, they also took her car. Prime Minister Haider al-Abadi has issued a communiqué condemning her abduction and ordering the security forces to “do the utmost to protect her, find her and capture the group or groups responsible.”“We are extremely concerned and firmly condemn this abduction,” RSF editor-in-chief Virginie Dangles said. “We urge the prime minister to keep his word to do everything possible to find Afrah Shawqi and those responsible for taking her. We also point out that the government has a duty to improve the safety of journalists in Iraq.”Iraqi journalists staged several demonstrations today in support of their kidnapped colleague.Saad al-Massoudi, Al Arabiya’s Paris correspondent, said Shawqi’s professionalism as a journalist was widely recognized: “Her articles often draw attention to the problems in Iraqi society and the corruption, and she is not scared to tackle the sensitive subjects that concern Iraqis”.Shawqi writes for many newspapers and websites including Aklaam (which means “Pens” in Arabic). It was on Aklaam that she posted an article yesterday criticizing how gangs and armed groups are able to operate with complete impunity in Iraq.Shawqi, aged 38, is also head of women’s affairs for the Iraqi culture ministry and is active in the defence of human rights.Iraq is one of the world’s most dangerous countries for journalists, with a total of seven killed in 2016, according to RSF’s latest annual round-up. It is ranked 158th out of 180 countries in RSF’s 2016 World Press Freedom Index. News News December 16, 2020 Find out more News December 28, 2020 Find out more February 15, 2021 Find out more Reporters Without Borders (RSF) is very concerned about Afrah Shawqi, a journalist who was kidnapped in Baghdad last night, and calls on the Iraqi authorities to do everything in their power to find her as soon as possible. Iraq : Wave of arrests of journalists covering protests in Iraqi Kurdistan Organisation last_img read more

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Fraud and the Housing Bubble Crash

first_imgHome / Daily Dose / Fraud and the Housing Bubble Crash Phil Hall is a former United Nations-based reporter for Fairchild Broadcast News, the author of nine books, the host of the award-winning SoundCloud podcast “The Online Movie Show,” co-host of the award-winning WAPJ-FM talk show “Nutmeg Chatter” and a writer with credits in The New York Times, New York Daily News, Hartford Courant, Wired, The Hill’s Congress Blog and Profit Confidential. His real estate finance writing has been published in the ABA Banking Journal, Secondary Marketing Executive, Servicing Management, MortgageOrb, Progress in Lending, National Mortgage Professional, Mortgage Professional America, Canadian Mortgage Professional, Mortgage Professional News, Mortgage Broker News and HousingWire. Servicers Navigate the Post-Pandemic World 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago A new study compiled by a financial researcher at The University of Texas at Austin has determined that mortgage fraud was far more prevalent than previously known during the 2007-2009 financial crisis.The study by John Griffin, a finance professor in the McCombs School of Business at UT Austin, will appear in the next edition of the Journal of Economic Literature. Griffin explained that the fraud which played a major role in the last financial crisis was predicated by four stakeholder groups in the residential mortgage-backed securities sector:Mortgage originators that emphasized profit-fueled quantity over loan quality, which resulted in the misreporting of key financial information in 48% of loans securitized by nongovernment agencies;Appraisers who worked in conjunction with originators, resulting 45% of securitized loans where the appraisal and loans exactly matched;Investment bank underwriters who earned more by securitizing low-quality loans with high interest rates and falsely presenting them to investors as high-quality securities; andCredit rating agencies that frequently inflated ratings of mortgage-backed securities by adjusting their standard rating models.Griffin’s study concluded that fraud deepened the depth and scope of the financial crisis, noting that home prices in California plummeted by 45% in the ZIP codes where more than 15% of home loans involved fraud, but only fell by 5% where fraud was involved in just 3% of home loans.“Fraud led to massive distortions in the prices of houses,” Griffin said. “The bubble was very regionalized to those areas where fraudulent loan originations were common.”Griffin’s research was synthesized from more than 80 papers, along with legal settlements by 11 banks with the U.S. Department of Justice. He noted that despite the massive scale of fraud, only a single investment banker went to prison as a result of the mortgage meltdown – in comparison, 1,700 bankers were convicted in the savings and loan crisis of the late 1980s.Today, Griffin warns that the greatest threat for fraud is not in residential mortgages, but in other securitized assets such as commercial mortgages and collateralized loan obligations.”The coronavirus is a different cause, but it may have the same effect, revealing the same forces that were at work in the pre-financial-crisis period,” Griffin said. “Market corrections have a way of revealing fraud and structural problems.”And while the 2007-2009 crisis may seem like history today, Griffin warned that history can repeat itself.”A lot of academics think that conflicts of interest and fraud are things the media like to talk about, but they’re not of major economic importance,” he said. “This paper and all the research that it summarizes says the opposite. That they did play a major role in the financial crisis. Checks and balances are supposed to be in place, but a lot of them don’t work.” 2020-12-08 Christina Hughes Babb About Author: Phil Hall Fraud and the Housing Bubble Crash in Daily Dose, Featured, News The Best Markets For Residential Property Investors 2 days ago Related Articles Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days agocenter_img Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Previous: The Only Constant is Change Next: Report: Biden Picks Marcia Fudge to Lead HUD  Print This Post Demand Propels Home Prices Upward 1 day ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago December 8, 2020 1,684 Views Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Share Save The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 1 day agolast_img read more

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Ithaca paper shop fields threats and online harassment over anti-Trump cards

first_imgJillian Merulla purchases cards on Wednesday. (Devon Magliozzi/The Ithaca Voice) Following a Facebook post this week from the group “REAL Did NOT Stop President Trump,” however, Loesch has faced a deluge of vitriol and threats — including people calling her a pedophile and threatening to burn down the store. Produced by the Pittsburgh company Sapling Press and sold in stores across the country, the cards have been on Mockingbird’s shelves since the 2016 election, Mockingbird Paperie owner Suzanne Loesch said Wednesday. They’ve consistently been among the store’s best-selling items for nearly three years, and have never been the object of complaints before. At the same time, Loesch is thinking of positive ways to respond, including restocking the cards and donating the proceeds from future sales to a non-profit working to counteract the Trump Administration’s agenda. Loesch has reached out to the Ithaca Police Department to notify them of the threats and said she’s still nervous. Citing the Pizzagate conspiracy theory, which escalated from false online posts to a shooting in Washington, D.C., Horner said he couldn’t shake the fear that some person would lash out at Loesch or other employees. ITHACA, N.Y. — A small Ithaca paper shop has unwittingly gone viral after a photo of its anti-Trump satirical greeting card display was shared in a pro-Trump Facebook group along with a call to bombard the store with calls and mail. Beyond just calls and negative reviews online, the store has received death threats and the owner has faced personal harassment. While controversy raged online, it wasn’t evident on the ground. By midday Wednesday the store had nearly sold out of the cards. “I listen to my customers, that’s how I stay in business,” Loesch said. “I listen to my community, and this is a best-selling card.” It was amended Wednesday, as news of the threats circulated. After “HAVE AT IT!!!” the anonymous poster added, “NO THREATS PLEASE.. JUST LET THEM KNOW HOW YOU FEEL ABOUT THEIR DISPLAY!” Tagged: local business, mockingbird paperie, politics, president donald trump Featured image: Mockingbird Paperie on the Ithaca Commons. (Devon Magliozzi/Ithaca Voice) The people making threats and complaining about the cards, Merulla said, are only doing so with the protection of anonymity, from behind their phones and computers. “I’m here in person … keep them up, don’t take them down.” Loesch said she was terrified and baffled by the situation. “I just can’t believe people would say things like that — they’ve never even been in my store,” she said. Loesch’s husband, Tim Horner, stepped in at the store to help field almost 100 calls since the post. Most, he said, were hang-ups or people quickly yelling things like, “Trump 2020” or “you people are ‘expletive’” while remaining anonymous. Some were more explicitly threatening, though, like several in which callers said they are going to burn down the store. Loesch had removed the Trump cards from their normal display, but when local resident Jillian Merulla came into the shop Wednesday morning, she made a beeline to the table where the cards were sitting in a pile. “I came in to buy all of those,” Merulla said before purchasing three of each.center_img With a page following of almost 30,000 people, the post quickly spread. By Wednesday, Mockingbird’s Facebook page was temporarily shut down and its Yelp page was blocked by the company due to “unusual activity,” as comments related to politics rather than paper products flooded in. The post, by an anonymous person, featured a picture of the card rack and read, “A local store from my hometown in Ithaca, New York on the Commons. Please feel free to CONTACT them with calls and mail. Let them know how you feel.” It included the store’s phone number, Facebook page and mailing address and ended with, “HAVE AT IT!!!” The cards in question feature negative comments about President Trump in large print with smaller greeting messages below. For example, “TRUMP IS AN ASSHOLE. Congrats on the new baby,” or, “TRUMP IS A DOUCHE BAG. Happy anniversary.” After many misogynistic comments were posted online, Loesch said she felt more comfortable having a man answer the phone rather than leaving her all-women staff to deal with the threats. While she and Horner both recognized that most of the commenters lived far away and had never set foot on the Ithaca Commons, they couldn’t dismiss the fear that the fervor would inspire someone locally to carry out violence. The Facebook post was edited Wednesday to include “no threats please.” Screenshot captured at about 2 p.m. Wednesday. Around 11 a.m. Wednesday, the only people in the store were the usual local shoppers and people who showed up specifically to demonstrate their support. The cards, Loesch said, “go back to our First Amendment Right and freedom of speech. I love this country because that’s what we’re about, we can do that.” “I was terrified, to be honest,” Loesch said. “We’re all women and some of the threats really scared me. My daughter completely freaked out … my mother called me and was pretty hysterical.” Devon Magliozzi Devon Magliozzi is a reporter for the Ithaca Voice. Questions? Story tips? Contact her at [email protected] or 607-391-0328. More by Devon Magliozzilast_img read more

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