RESOLUTION, the insurance buyout group founded by entrepreneur Clive Cowdery, said yesterday that it remains firmly on the acquisition trail, with a view to exploiting opportunities overseas as well as in the UK.Chief executive John Tiner said the group has a “wider and longer-term ambition to build restructuring projects in other jurisdictions”, including the US, though he emphasised that the group’s “priority is the UK”.Resolution, which aims to build up a life insurance group valued at £10bn before floating or selling it by 2013, yesterday reported booming sales at its Friends Provident brand over the first nine months of the year, rising 35 per cent to £683m.Friends Provident was boosted by its international and Lombard businesses, which grew sales 31 per cent to £176m and 184 per cent to £213m respectively, while UK life and pensions sales lingered at similar levels to last year. Friends Provident’s UK sales totalled £294m over the period, while the newly-acquired Axa UK life business contributed £26m of sales in September.Resolution last month announced its intention to acquire Bupa Health Assurance for a net consideration of about £102m, expected to complete early next year. The deal aims to up the group’s market share in individual and group protection.Resolution’s share price has tumbled 30 per cent over the year so far against a five per cent rise in the sector as a whole, making it one of the worst performing insurance stocks in Europe. Analysts blame the decline in part on concerns the company may launch a big rights issues to fund future deals. The shares lost 0.8 per cent yesterday to close at 244.5p. by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity Timesmoneycougar.comThis Proves The Osmonds Weren’t So Innocentmoneycougar.comTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island FarmAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCutethedelite.comNetflix Cancellations And Renewals: The Full List For 2021thedelite.comReporter CenterBrenda Lee: What Is She Doing Now At 76 Years of Age?Reporter CenterMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryBlood Pressure Solution4 Worst Blood Pressure MedsBlood Pressure Solution KCS-content Tags: NULL whatsapp whatsapp Read This NextRicky Schroder Calls Foo Fighters’ Dave Grohl ‘Ignorant Punk’ forThe WrapCNN’s Brian Stelter Draws Criticism for Asking Jen Psaki: ‘What Does theThe WrapDid Donald Trump Wear His Pants Backwards? Kriss Kross Memes Have AlreadyThe WrapHarvey Weinstein to Be Extradited to California to Face Sexual AssaultThe WrapPink Floyd’s Roger Waters Denies Zuckerberg’s Request to Use Song in Ad:The Wrap’The View’: Meghan McCain Calls VP Kamala Harris a ‘Moron’ for BorderThe Wrap’Sex and the City’ Sequel Series at HBO Max Adds 4 More ReturningThe WrapNewsmax Rejected Matt Gaetz When Congressman ‘Reached Out’ for a JobThe Wrap2 HFPA Members Resign Citing a Culture of ‘Corruption and Verbal Abuse’The Wrap Resolution eyes up further deals Share Thursday 11 November 2010 7:42 pm Show Comments ▼
Wednesday 5 January 2011 9:37 pm Tags: NULL KCS-content INSURANCE broker Towergate Financial is close to securing a £200m cash injection from private equity group Advent International.The insurer, established by City high-flyer Peter Cullum, is in exclusive talks which would see Advent take a significant minority stake in the company, a source close to the company confirmed last night.Founded by Cullum, who received a CBE in the New Year’s Honours List for his charitable work, the company has grown to beome one of Britain’s top insurance firms.It may look to list on the stock market within the next few years, and could use the cash to prepare for an initial public offering.Towergate could also issue bonds later this year, as part of a refinancing programme, as many of its debt facilities are thought to be set to expire next year.Towergate is one of Britain’s leading insurance firms. It employs hundreds of people and is expected to seek a stock market listing in 2013 that could see it head towards the FTSE 100.Advent and Towergate declined to comment last night.The insurer provides independent financial advice, and has ambitious growth plans. whatsapp Share Show Comments ▼ Cullum’s firm to get £200m by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesBrake For ItThe Most Worthless Cars Ever MadeBrake For ItBetterBe20 Stunning Female AthletesBetterBeAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCuteDefinitionDesi Arnaz Kept This Hidden Throughout The Filming of ‘I Love Lucy’DefinitionTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island Farmthedelite.comNetflix Cancellations And Renewals: The Full List For 2021thedelite.com Read This Next’A Quiet Place Part II’ Sets Pandemic Record in Debut WeekendFamily ProofHiking Gadgets: Amazon Deals Perfect For Your Next AdventureFamily ProofYoga for Beginners: 3 Different Types of Yoga You Should TryFamily ProofIndian Spiced Vegetable Nuggets: Recipes Worth CookingFamily ProofAmazon roars for MGM’s lion, paying $8.45 billion for studio behind JamesFamily ProofThe Truth About Bottled Water – Get the Facts on Drinking Bottled WaterGayotBack on the Rails for Summer New York to New Orleans, Savannah and MiamiFamily ProofChicken Bao: Delicious Recipes Worth CookingFamily ProofCheese Crostini: Delicious Recipes Worth CookingFamily Proof whatsapp
whatsapp whatsapp KCS-content Share Show Comments ▼ Analysts pan Microsoft and Nokia tie-up NOKIA chief executive Stephen Elop defended his firm’s partnership with Microsoft yesterday after the deal sent its shares tumbling a further five per cent.Shares in the Finnish firm have now lost a staggering 19 per cent since the deal was announced on Friday, knocking €6bn (£5bn) off its market value.Elop said Nokia will receive “billions” in benefits from the tie-up, largely expected to be through discounted licenses to Microsoft software. Elop, who until recently worked for Microsoft, also denied suggestions he is a “Trojan horse” sent to further the US-based firm’s interests.Analysts downgraded Nokia stock yesterday, saying it will be difficult for the firm to integrate Microsoft’s Windows Phone 7 (WP7) onto its handsets in time to reach the Christmas market. They also warned the deal could lead to a temporary revenue vacuum, with customers unlikely to invest in Nokia’s existing Symbian platform now Elop has effectively called time on it.Speaking last night at Mobile World Congress in Barcelona, Elop said the partnership between the two giants is “rational” and will deliver an “incredible portfolio of devices”.Microsoft chief executive Steve Ballmer said the deal represents a “significant moment in the evolution” of mobile phones.The two firms hope the deal will create a third “ecosystem” in the smartphone arena that can compete with Google’s fast-growing Android platform and Apple’s iOS.Nokia was the biggest global manufacturer of both traditional and smartphones last year and its Symbian operating system was the most commonly used platform. But it saw its market share slip 7.5 per cent and Google’s Android overtook it in the fourth quarter of last year, with the Scandinavian giant struggling to find a foothold in the increasingly dominant high-end market.UBS analyst Gareth Jenkins expects the firm to lose another seven per cent from its market share this year and said a Nokia/Microsoft platform is worth 1,800 times less than Apple’s operating system.Ballmer also defended WP7, which has been slow to chip away at the growing dominance of Google and Apple in the high-end smartphone market.He said 93 per cent of people were “delighted” with the platform. He went on to unveil plans to include deeper integration with services such as Facebook and Twitter.NEW PRODUCT LAUNCHESHP VEERThe smallest smartphone on show at MWC was the HP Veer. In fact, measuring in at smaller than a credit card and thinner than a deck of cards, it is among the smallest smartphones ever constructed. It features access to all major social network feeds and has a slide-out qwerty keyboard. The question is: how small is too small? And the answer: probably this.LG OPTIMUS 3DThe Optimus has a glasses-free 4.3” 3D LCD screen and dual 5 mega-pixel camera for recording 3D video. Using Google’s Android operating system, the device features 8GB memory, advanced multimedia capabilities and HDMI output. The technology is impressive but it remains to be seen whether people will pay extra to make calls in the third dimension.SONY ERICSSON XPERIA PLAYSTATION PHONEThe PlayStation phone was finally unveiled at MWC, with the firm promising at least 50 games will be ready in time for its launch in March. The Android-powered phone has a touch screen, a 5 Megapixel camera and expandable memory of up to 32GB. Sony’s fight back against the all-conquering Nintendo DS has begun. Monday 14 February 2011 9:29 pm More From Our Partners Russell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgFort Bragg soldier accused of killing another servicewoman over exthegrio.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgFans call out hypocrisy as Tebow returns to NFL while Kaepernick is still outthegrio.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.orgColin Kaepernick to publish book on abolishing the policethegrio.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgLA news reporter doesn’t seem to recognize actor Mark Currythegrio.comKiller drone ‘hunted down a human target’ without being told tonypost.comA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comPorsha Williams engaged to ex-husband of ‘RHOA’ co-star Falynn Guobadiathegrio.comWhy people are finding dryer sheets in their mailboxesnypost.comMan on bail for murder arrested after pet tiger escapes Houston homethegrio.comBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.comKansas coach fired for using N-word toward Black playerthegrio.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.com Tags: NULL
Clive Hawkswood, outgoing chairman of the Responsible Affiliates in Gambling (RAiG) trade association and former CEO of the Remote Gambling Association (RGA), has joined industry consultancy Gambling Integrity as executive advisor. For several years, he was also a board member of gambling awareness charity GambleAware, and was the first chairman of self-exclusion scheme Gamstop. Topics: Legal & compliance Social responsibility Compliance People moves Responsible gambling It was announced this week that Hawkswood would stand down from the chairmanship of RAiG, a position he has held since the association’s creation. He will be replaced by Cian Nugent, managing director of racing for affiliate and media business at the Racing Post. AddThis Sharing ButtonsShare to LinkedInLinkedInShare to FacebookFacebookShare to TwitterTwitter During his time at the RGA, Hawkswood was closely involved in the development of industry best practice across a range of regulatory and social responsibility issues, including regular dialogue with the British gambling Commission and government, Gambling Integrity said. “Clive brings huge depth of knowledge of the online gambling industry together with a deep commitment to player protection and the prevention of gambling-related harm,” said Malcolm Bruce, founder of Gambling Integrity. Regions: UK & Ireland 14th January 2021 | By Conor Mulheir People moves “I am delighted to now be part of the Gambling Integrity team working with our clients to ensure their boards are fully briefed on the steps they need to take to maximise regulatory compliance and good corporate governance.” Outgoing RAiG chair Hawkswood moves to Gambling Integrity as advisor Subscribe to the iGaming newsletter “He will be working with us to develop and enhance our pre-audit review (PAR) service, which provides reassurance to operators that they are in good shape from a regulatory perspective before they are audited, inspected, or have their licences reviewed by the British Gambling Commission.” Hawkswood was also named a non-executive director for responsible gambling solutions provider BeBettor in April 2020, in order to help ensure its RG solutions could be successfully rolled out by operators. Tags: Gambling Integrity Clive Hawkswood Hawkswood added: “It is always better to seek out and address any regulatory failings, especially where they relate to player protection, before they are identified by the Gambling Commission. With operator boards being held directly responsible for serious breaches, I am sure that more than ever they will want to have the fullest confidence in the controls and systems within their companies.” RAiG publicly declared its support for a statutory licensing or registration regime for affiliates active in the British gambling market in June last year. The association said however that its support was conditional upon it seeing more detail on what such a system would entail, and on understanding the benefits it would provide to consumers. Email Address
First Quantum Minerals (FQMZ.zm) listed on the Lusaka Securities Exchange under the Mining sector has released it’s 2017 abridged results.For more information about First Quantum Minerals (FQMZ.zm) reports, abridged reports, interim earnings results and earnings presentations, visit the First Quantum Minerals (FQMZ.zm) company page on AfricanFinancials.Document: First Quantum Minerals (FQMZ.zm) 2017 abridged results.Company ProfileFirst Quantum Minerals Limited is an international holding company overseeing the extraction of copper, nickel, gold, zinc and acid through mining operations in Zambia, Australia, Finland, Turkey, Spain and Mauritania. The mining corporation operates six mines: Kansanshi copper-gold mine, Guelb Moghrein copper-gold mine, Las Cruces copper mine, Pyhasalmi copper-zinc mine, Ravensthorpe nickel-cobalt mine and Cayeli copper-zinc mine. Its subsidiary divisions have interests in evaluating and acquiring mineral properties, regulatory reporting, treasury and finance, corporate administration, and a metal marketing division. Copper is the main commodity mined by First Quantum Minerals in Zambia, and gold is a by-product commodity. First Quantum Minerals Limited is listed on the Lusaka Stock Exchange
Japaul Gold & Ventures PLC (JAPAUL.ng) listed on the Nigerian Stock Exchange under the Energy sector has released it’s 2018 interim results for the half year.For more information about Japaul Gold & Ventures PLC (JAPAUL.ng) reports, abridged reports, interim earnings results and earnings presentations, visit the Japaul Gold & Ventures PLC (JAPAUL.ng) company page on AfricanFinancials.Document: Japaul Gold & Ventures PLC (JAPAUL.ng) 2018 interim results for the half year.Company ProfileJapaul Gold & Ventures PLC, formerly known as Japaul Oil & Maritime Services Plc is a mining and technology development business listed on the Nigerian Stock Exchange. The Company’s services include mining, dredging, offshore/vessel chartering and technology. Its mining service is engaged in solid mineral mining with interest in minerals, such as gold, tin, copper, lithium, lead, zinc and hard rock. The Company’s dredging business offers complete dredging solutions, such as reclamation, shore protection, stockpiling, breakwater construction, sweeping of access sites and slots and river crossing. The Company’s vessel chartering offers fleet of vessels, such as offshore support vessels (OSVs), anchor handling tug supply vessels (AHTS) and diving support vessels. It provides its services to the offshore oil and gas, and shipping industries. The Company’s technology services provide technology and enterprise solution services to support governmental, services and manufacturing industries.
I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Simply click below to discover how you can take advantage of this. Regular readers will know we’re very positive on funds that track the market return. Not only do they offer a cheap way of getting exposure to equities, bonds, property and more, they also tend to outperform the majority of active managers (i.e. professional stockpickers) once fees have been deducted. This isn’t to say active funds aren’t worth bothering with. One good example, as far as I’m concerned, is the Smithson Investment Trust (LSE: SSON), managed by Simon Barnard.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Here are three reasons why I’m invested and plan on holding for many years.Winning approachOne of the biggest draws of Smithson is the fact that Barnard adopts an identical approach to its highly popular (and highly successful) ‘big brother’ Fundsmith Equity Fund, run by Terry Smith. Buy great companies, try not to overpay, and then do nothing. By great companies, we’re talking about those capable of generating returns on capital employed far higher than the market average (something Warren Buffett suggests investors spend more time looking at). Among other things, they also need to have growth potential and low or no debt. While there are certainly some good companies within the FTSE 100, there are also some that generate poor returns on the money they invest, are weighed down by debt and/or offer very little in terms of growth. A drawback of the tracker, then, is you’re forced to buy these as well as the good stuff.Concentrated portfolioIf I’m paying a manager far more in fees than I would for a tracker (0.9% for Smithson, compared to just 0.07% for the FTSE 100), I want to know they’re earning their money. You can’t outperform the index if the fund replicates the index.That’s why one of the key things I look for before investing is the number of holdings it has. Here, I’m looking for a fairly low number since this would indicate the manager is only investing in their best ideas. Smithson had just 29 holdings at the end of January. A potential issue with having a limited number of stocks is that a few might experience problems, thus having a greater impact on returns compared to a FTSE 100 tracker, which will spread your cash around more companies. Then again, Fundsmith’s strategy of investing in quality defensive stocks has led it to beat its benchmark even during less stellar years. This bodes well for investors in Smithson, even though its portfolio of small- to medium-sized companies may be more volatile.Great performanceSmithson was only launched in mid-October 2018. As such, it’s far too early to say whether the trust will perform as well as Fundsmith Equity. Moreover, both are still to be tested by a severe and sustained market downturn of the like we experienced from 2007 to 2009. Having said this, the performance so far has been encouraging. From inception to the end of last month, Smithson’s share price had climbed 29.4%. That compares very favourably to a 10.2% return achieved by its benchmark — the MSCI World SMID Index. Over the same period, the FTSE 100 was up a little over 3%.Although the coronavirus outbreak will have put a brake on gains since, this return gives me confidence that Barnard knows what he’s doing. As such, I’m more than content to continue drip-feeding money into Smithson as the months pass. Paul Summers | Tuesday, 25th February, 2020 Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Why I’d buy Smithson Investment Trust over a FTSE 100 tracker Image source: Getty Images. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Our 6 ‘Best Buys Now’ Shares Paul Summers has positions in Smithson Investment Trust and Fundsmith Equity fund. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Enter Your Email Address “This Stock Could Be Like Buying Amazon in 1997” See all posts by Paul Summers
“This Stock Could Be Like Buying Amazon in 1997” The last time I covered the Cineworld (LSE: CINE) share price, I noted that while the stock looked cheap after recent declines, as an investment, it was a risky proposition. This turned out to be the right advice. Following the company’s decision to shut all of its UK and US screens, it now looks as if the business is fighting for its very survival. 5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…As such, I think it could be time for investors to cut their losses and sell the stock. Today I’m going to explain why I hold this view. Cineworld share price: further to fallAt the beginning of the coronavirus pandemic, Cineworld’s management pulled out all of the stops to try and steer the business through the uncertainty. These efforts helped steady the ship, but it’s starting to look as if they weren’t enough.The company entered the crisis with a fragile balance sheet, which limited its options. At the beginning of the crisis, Cineworld’s net debt to earnings before interest tax depreciation and amortisation (EBITDA) ratio was around five. As a rough guide, a company with a net debt to EBITDA ratio of more than two is considered to have a lot of borrowing.So, even before the crisis, Cineworld’s financial position was precarious. And following the pandemic, customers are wary about spending two hours in an enclosed space with other people. As a result, even though the group had reopened many of its theatres, attendance remained so low the firm wasn’t covering its operating costs. Therefore, closing cinemas will help the company. It‘s currently burning around $50m a month keeping the theatres open. But this is only half of the picture. Cineworld still has to meet the interest obligations on its $8.2bn of net borrowing.In the six months to the end of June, interest costs on this borrowing amounted to $310m. This is why the Cineworld share price has slumped in 2020. The numbers suggest the group needs $620m a year just to sustain its debt.For comparison, the group’s current market capitalisation is just under $450m (£346m). Cut losses Considering all of the above, I think investors should cut their losses and sell the Cineworld share price. The group has so much debt it looks as if a restructuring is almost inevitable. In this situation, shareholders may be left with nothing. As such, while it may be tempting to buy or double down on the stock after its recent declines, I reckon investors should stay away.The chances of insolvency have increased dramatically this week, and even if the company can stage a recovery, its colossal debt pile will remain a drag on growth for years to come. In my opinion, there are plenty of other companies out there that offer better growth potential with much less risk. The Cineworld share price: why I’d sell right now Rupert Hargreaves | Wednesday, 7th October, 2020 | More on: CINE Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Image source: Getty Images Rupert Hargreaves owns no share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 6 ‘Best Buys Now’ Shares Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! See all posts by Rupert Hargreaves Enter Your Email Address I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Simply click below to discover how you can take advantage of this.
Hotels CopyAbout this officelongo+roldán arquitectosOfficeFollowProductsGlassConcrete#TagsProjectsBuilt ProjectsSelected ProjectsHospitality ArchitectureHotelsLandscape ArchitectureResidential ArchitectureHousingLa PeredaSpainPublished on July 05, 2013Cite: “CAEaCLAVELES residence+hotel / longo+roldán arquitectos” [vivienda+hotel CAEaCLAVELES / longo+roldán arquitectos] 05 Jul 2013. ArchDaily. Accessed 11 Jun 2021.
Year: Projects Photographs: Paul Finkel | Piston Design Manufacturers Brands with products used in this architecture project CopyHouses•Wimberley, United States PB Construction Save this picture!© Paul Finkel | Piston Design+ 20Curated by Fernanda Castro Share Landscape: Hill Country House / Miró Rivera Architects “COPY” ArchDaily ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/898418/hill-country-house-miro-rivera-architects Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/898418/hill-country-house-miro-rivera-architects Clipboard Products translation missing: en-US.post.svg.material_description Project Architect/Manager:Matthew SturichDesign Partners:Juan Miró, Miguel RiveraTeam Members:Spencer Cook, Sarah Hafley, Matthew Helveston, Edward RichardsonCity:WimberleyCountry:United StatesMore SpecsLess SpecsSave this picture!© Paul Finkel | Piston DesignSave this picture!Site PlanText description provided by the architects. Conceived as a prototype for a sustainable rural community, the Hill Country House serves as a beacon to show what could be: a self-sustaining home in a rural setting, virtually independent of municipal water and energy. Situated on a sweeping Texas Hill Country meadow, this private residence is defined by a series of jagged roof peaks inspired by the rise and fall of the surrounding hills. Lovingly referred to as “The Sanctuary” by its owners, an active couple of ordained ministers, and executed on a very modest budget, this modern take on the farmhouse vernacular is a place to bring people together and find spiritual renewal in a responsible, sustainable setting.Save this picture!© Paul Finkel | Piston DesignThe exterior of the home is defined by clean lines, a sculptural gable roof, and a contrasting material palette of corrugated aluminum and warm cypress. While indicative of the clients’ modest budget, the materials also evoke the residence’s rural setting. A tapering limestone chimney was inspired by an existing shed on the 47-acre property made of dry-stacked local stone. Throughout the interior, white walls and ceilings are offset by carefully-considered embellishments such as a limestone hearth in the living room and soapstone counters in the kitchen. Pecan floors are a nod to the home’s rustic surroundings.Save this picture!© Paul Finkel | Piston DesignIn plan, a collection of volumes is arranged along a central spine reminiscent of vernacular “shotgun” cabins, with the public and private spaces of the home situated on opposite ends. The main corridor, which doubles as a gallery, is differentiated by thin vertical windows that balance the requirement for natural light with the need to provide space for hanging artwork. In every room, windows provide abundant natural light and frame views of the surrounding landscape.Save this picture!© Paul Finkel | Piston DesignParticular attention was paid to creating spaces that would enable hosting large groups of friends and family, blurring the line between indoor and outdoor space. The stark white aluminum cladding is broken at various intervals by warm cypress siding that defines a series of rooms outside the house, including a temple-like screen porch that extends from the volume containing the main living spaces. A shaded outdoor sculpture studio doubles as a stage for casual summer concerts hosted 3-4 times a year.Save this picture!© Paul Finkel | Piston DesignSustainabilityThe design of the Hill Country House is both spiritually and environmentally sensitive, earning a 4-star rating from Austin Energy Green Building, the nation’s first green building program and the model for the LEED certification system. An 8-kiloWatt solar array supplies 61% of annual energy usage. Mechanical heating and cooling is made possible by a 5-ton geothermal system. A 30,000-gallon rainwater collection system meets all of the owner’s annual water needs.Save this picture!© Paul Finkel | Piston DesignThe designers’ approach to materials, construction, and maintenance drastically reduced not only upfront construction cost and waste, but also the expected life cycle costs and impacts. Through careful planning of the construction timeline, and thoughtful material selections, typical construction waste was either minimized, mitigated, or completely eliminated. During construction, the architects and contractor developed a waste-management plan to address the disposal of unused materials as well as any waste produced on site.Save this picture!SketchSave this picture!SketchProject gallerySee allShow lessCarlo Ratti’s Prototype for Sidewalk Labs Shows How the Design of Streets Could Chan…Architecture NewsCadena + Asociados Concept Design Headquarters / Cadena Concept DesignSelected Projects Share United States “COPY” Manufacturers: Big Ass Fans, C.R. Laurence, Hansgrohe, Lutron, MOEN, Ann Sacks, Atas International, Belfer, Berridge, Blanco, Duravit, Elkay, Finelite, InSinkErator, KitchenAid, Kolbe, Lightolier, Ligman Lighting, Linnea, Lithonia Lighting, +21MARAZZI, Modern Fan, National Specialty Lighting, Omnia Industries, Solavanti, Sugatsune, Thermador, Victoria & Albert, American Tile, Austin Custom Screens, Best Range Hoods, Biofoam Insulation, Brasstech, Carrington Roofing, Castle Stone, Day-O-Lite, Pat Cope Stonework, Rain Savers, T. H. Sellers, Translite, Whirlpool-21 Environmental Survey Consulting Structural Engineer: CopyAbout this officeMiró Rivera ArchitectsOfficeFollowProductsWoodConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesWimberleyUnited StatesPublished on July 18, 2018Cite: “Hill Country House / Miró Rivera Architects” 18 Jul 2018. ArchDaily. Accessed 11 Jun 2021.