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Indigenous banking a bright spot for big banks as capital flows into

TORONTO — From complex energy-sector investments to infrastructure projects and businesses, the increase of capital flowing into Canada’s Indigenous communities represents a bright spot for the country’s big banks.Deposit levels and loan demand in Indigenous communities are higher than ever, while projects seeking financing from banks have evolved, said Dale Sturges, Royal Bank of Canada’s national director of Indigenous banking.“The types of loans that we are being asked to support are much more complex and larger in size than they’ve ever been before,” he said.RBC has seen total volume growth in loans and deposits within its commercial Indigenous segment of 18 per cent from December 2017 to December 2018, the bank added.Many financial institutions such as the Bank of Montreal, Royal Bank of Canada and the Canadian Imperial Bank of Commerce have invested time and energy into the fast-growing segment, establishing on-reserve branches and dedicated business arms over the years.Capital and income in Indigenous communities have risen alongside the rise of land-claim settlements, bankers say.“Typically, we would have seen maybe 10 years ago, loan requests to support infrastructure or small economic development projects within a community,” said Sturges. “And now, we would be seeing very substantial requests for loans… Building in the oil patch for example, a lot of activity that is related to the energy sector.”The total amount of personal and business income within Canadian Indigenous communities totalled about $33 billion in 2016, nearly triple from $12 billion in 2001, said Brent Mainprize, a professor at the University of Victoria’s Gustavson School of Business who teaches entrepreneurship and Aboriginal economic development.“If you just think of the purchasing power of Indigenous people and Indigenous businesses, it’s really growing very fast,” Mainprize said.“A lot of things are driving the growth. One is that Indigenous people are getting back their rightful resources in a way that is enabling them to start to fully participate in the economic environment, in a way that probably hasn’t been that easy in the past.”Claims with the federal government are being settled at a “much faster pace than ever before,” said Sturges. But Indigenous communities are also negotiating leasehold agreements and impact benefit agreements which are also generating income, he added.In turn, the bank has seen “quite significant” growth on the deposit side among Indigenous groups due to the transfer of wealth, he added.Another factor is an increase in procurement policies which prioritize sourcing services and supplies from Indigenous businesses, said Alicia Dubois, CIBC’s market vice-president of Indigenous Markets. In turn, new Indigenous ventures are popping up to respond to the demand, she added.“There’s a recognition for large institutions, and that includes CIBC, that diversity within the supply chain makes for a very healthy robust economy,” she said.“Engaging Indigenous businesses as part of the supply chain is another means for there to be significant economic growth within the Indigenous economy.”Indigenous communities have long expressed a desire to increase their economic participation, but it is only in the past few years that banks are seeing large proposals that are workable, Sturges said.One complicating factor involves the process banks use to lend to customers, which aren’t easily applied in Indigenous communities.Most lending is asset-based, where a home or land is used as a loan’s collateral. That works in parts of Canada where the Land Titles Act applies, but Indigenous communities are subject to land ownership rules under the Indian Act which do not allow for the ability to borrow against their homes.Circumstances vary depending on whether communities are involved in treaty process or title cases, but in a band council system, an individual is typically provided housing from the band, said Mainprize. That may provide a certificate of ownership, but it doesn’t allow the bank to take the title if the person defaults on their loan.“That becomes problematic. Even though you are living in a house… The bank doesn’t necessarily have the authority to get control of that property if they need to. So that’s really a challenge,” said Mainprize.Given that 80 per cent of entrepreneurs tap into wealth associated with a home or property to fund their ventures, that inability to borrow against their home is a disadvantage, he said.“Through our history, we made it impossible for Indigenous groups to actually have something they could pledge… That conspired against success from even being possible,” Sturges said.As income starts to flow into these communities, Indigenous groups can now borrow against that income stream to tap more capital, he added.The 2017 purchase of a 49 per cent stake in a Suncor oilsands storage facility by Fort McKay First Nation and Mikisew Cree First Nation for roughly $503 million is one recent example of the complex transactions being carried out. The financing for the deal was structured and marketed by RBC Capital Markets.Some of the projects Bank of Montreal bankers have worked on in Indigenous communities have included an entertainment centre in Membertou First Nation in Nova Scotia and a hotel in Port Hardy, B.C., said Stephen Fay, BMO’s head of Indigenous banking in North America.“I don’t think a lot of people understand that they’re moving in the direction of the Canadian economy in terms of the diversity of what they do,” he said.The bank’s Indigenous unit has been growing at roughly 15 per cent annually, outpacing the rest of the bank, Fay added. BMO’s Indigenous book of business is worth roughly $4.3 billion, up from roughly $500 million in 2000, not including retail banking.Now, the bank is eyeing prospects for its specialized banking services south of the border.“There’s going to be work done this year to land on our strategy … And once we have a strategy and a policy in place, then we can start hiring people,” Fay said.Meanwhile, RBC is bringing in different aspects of the bank to work with the division, such as capital markets, and CIBC recently added one more person to grow its team of Indigenous banking experts to 10, said Dubois.“We’re building as the need builds and we’re definitely seeing growth,” she said.Armina Ligaya, The Canadian Press read more

Migiro sees progress in Iraq Compact but urges more international support

20 July 2007United Nations Deputy Secretary-General Asha-Rose Migiro today said a five-year peace and development plan for Iraq has achieved progress but urged more global action in support of its goals. Ms. Migiro made her remarks in New York at a meeting on the International Compact with Iraq convened to review its first progress report.The report “provides a good record of achievements over the past 12 months,” Ms. Migiro said, adding that it contains a “very useful account of the situation in Iraq, showing both progress and constraints.”She acknowledged that the security situation remains the key factor. “Given the context of relentless violence in Iraq, the progress achieved thus far under the Compact initiative is remarkable,” said Ms. Migiro.The Deputy Secretary-General pointed to a number of achievements, including progress towards establishing security forces dedicated to serving the country as a whole, legislative actions and the UN-supported constitutional review process.“While much has been achieved, much more needs to be done to bring Iraq closer to the vision underpinning the Compact,” Ms. Migiro cautioned.“The Compact partnership stems from the commitment of the Government of Iraq to carry out a comprehensive programme of reforms and investments over the next five years. To do so, the Government and people of Iraq require the sustained support of the international community in every way possible,” she said.In a foreword to the report, Iraqi Prime Minister Nouri Al-Maliki urges the donor community to make good on announced commitments of financial and technical support and debt forgiveness.“Forgiving Iraqi debt will have an immense impact on the lives of Iraqi citizens,” he writes. “It will also strengthen the economy and contribute to the establishment of stability in the country and region.” read more

Trudeau government bolsters Canadian team in US in prep for NAFTA talks

OTTAWA — The Trudeau government is beefing up its team in the United States as it prepares a full court press to defend Canada’s interests in the looming renegotiation of the North American Free Trade Agreement.Sources say the government is creating a new position of deputy ambassador to the U.S. and is filling it with one of this country’s foremost trade experts: Kirsten Hillman.Trade-savvy individuals are also being appointed as consuls general in Atlanta, San Francisco and Seattle and the government is actively considering opening new consulates in other parts of the U.S.Here at home, Foreign Affairs Minister Chrystia Freeland, the lead minister on NAFTA, is creating a special council to advise her on all aspects of the trilateral trade deal with the U.S. and Mexico.The council will have about a dozen members, representing the groups that have the most at stake in the negotiations, which are to begin on Aug. 16 in Washington.And in a sign that the government is determined to take a unified, non-partisan Team Canada approach to the talks, the council also includes James Moore, a minister of both industry and heritage in Stephen Harper’s previous Conservative government, and Brian Topp, a veteran NDP strategist who ran for the federal party leadership in 2012 and who most recently served as chief of staff to Alberta’s NDP premier, Rachel Notley.The advisory council and the new raft of diplomatic appointments to the U.S. are to be announced Wednesday.Sources, who weren’t authorized to speak publicly about the announcement, told The Canadian Press the objective is to assemble the strongest team possible to protect and advance Canada’s interests in the NAFTA negotiations.Dispatching Hillman to Washington to backstop Ambassador David MacNaughton was touted as a particularly critical addition to the team. She was most recently an assistant deputy minister at Global Affairs, where she was responsible for leading Canada’s trade negotiations agenda, including exploratory free trade discussions with China and ratification of the Canada-European Union trade agreement.Hillman was also Canada’s chief negotiator for the Trans-Pacific Partnership, a trade agreement among 12 countries, including Canada and the U.S. Although Donald Trump withdrew the U.S. from the TPP upon becoming president, experts believe much of the content of the deal could wind up being imported into a modernized NAFTA.The other appointments include:— Nadia Theodore, consul general to Atlanta. She is another long-time bureaucrat who has specialized in trade negotiations. She also served on Canada’s permanent mission to the World Trade Organization. She is currently chief of staff to the deputy minister of international trade at Global Affairs.The government believes it will prove useful to have a trade expert at the consulate deep in the Republican South, the sources said.— Rana Sarkar, consul general to San Francisco. He’s a former president of the Canada-India Business Council, senior fellow at the Munk School of Global Affairs and an entrepreneur who has worked around the world with the global technology community. Sarkar was national director for high-growth markets at KPMG. He also ran unsuccessfully in 2014 for the Liberal nomination in Toronto’s Don Valley North riding.The government hopes Sarkar, who has worked with key high tech companies in California’s Silicon Valley in the past, will be able to seize on opportunities to attract investment from them to Canada.— Brandon Lee, consul general to Seattle. Lee is currently consul general to San Francisco and a long-time bureaucrat at Global Affairs. He has held senior positions at the World Trade Organization and previously worked in the private sector in online banking, telecommunications and information technology — areas that will be on the table during NAFTA negotiations. read more

European soccer weekend 3 derbies in England on Sunday

What to watch in the leading soccer leagues in Europe this weekend:ENGLANDIt’s derby day in the Premier League on Sunday.The pick of the meeting of neighbours is Unai Emery’s first chance to take on Tottenham since succeeding Arsene Wenger at Arsenal. A change in manager has transformed the mood at Arsenal but the team is worse off in the standings.Tottenham is in third place, three points ahead of Arsenal. After 13 games last season, Arsenal was a place higher in fourth, with Tottenham a point behind.Liverpool is transformed this season, though, heading into the Merseyside derby against Everton. Juergen Klopp’s side remains unbeaten and is only two points behind leader Manchester City, having been 14 points adrift at this stage last season.Chelsea’s unbeaten start was ended by Tottenham last Saturday. Now Fulham makes the short trip to Stamford Bridge with former Chelsea manager Claudio Ranieri seeking a second successive win since being hired by the last-place team.The main game on Saturday sees Manchester United travel to Southampton after falling 14 points behind City with a draw against Crystal Palace last weekend.— By Rob Harris in London.SPAINSevilla faces a tough challenge to its league lead when it visits Alaves on Sunday.Alaves is the revelation of the season. The small Basque Country club hasn’t lost any of its six home matches and has risen to fourth place. Victories at its Mendizorroza Stadium include 1-0 over Real Madrid last month.Led by Andre Silva’s eight goals, Sevilla has a record of seven wins, to go with a draw and a loss, over the last nine rounds.Barcelona will be without striker Luis Suarez, who is sidelined for two weeks because of a right knee injury, when it hosts Villarreal on Sunday trailing Sevilla by one point in second place.Third-place Atletico Madrid visits Girona also on Sunday. Real Madrid is in sixth ahead of hosting Valencia on Saturday.— By Joseph Wilson in Barcelona.GERMANYBorussia Dortmund is looking to captain Marco Reus and striker Paco Alcacer to maintain its unbeaten start to the Bundesliga. The leaders host Freiburg on Saturday.Reus is enjoying his best ever season for Dortmund, contributing eight goals and seven assists after appearing in all 12 league games. Alcacer has nine goals in seven appearances and scores on average every 29 minutes.Mid-table Freiburg has only two points from its last three games.Borussia Moenchengladbach, four points behind Dortmund, hopes to keep pace with the league leader with a win at fourth-place Leipzig on Sunday. Fifth-place champion Bayern Munich, nine points off the pace, visits Werder Bremen on Saturday.— By Ciaran Fahey in Berlin.ITALYInjury-depleted Roma is in turmoil ahead of the visit by third-place Inter Milan on Sunday.A loss to relegation-threatened Udinese last weekend and a 2-0 collapse to Real Madrid in the Champions League — even though Roma advanced to the knockout rounds — have left coach Eusebio Di Francesco under pressure.Languishing in seventh place, Roma is without four injured starters: Striker Edin Dzeko, winger Stephan El Shaarawy and key midfielders Daniele De Rossi and Lorenzo Pellegrini.Unbeaten Juventus visits Fiorentina on Saturday, while second-place Napoli isn’t in action until Monday against Atalanta.— By Andrew Dampf in Rome.FRANCEBordeaux coach Ricardo will have to produce another upset to end Paris Saint-Germain’s victory procession on Sunday.Runaway leader PSG travels to the wine-making region of Bordeaux tipsy on a 14-game winning run in Ligue 1 and boosted by a 2-1 win against Liverpool in the Champions League.Although Bordeaux is only in 12th place, that will not deter Ricardo, who has a taste for knocking down favourites. In 2007, he coached Bordeaux to a League Cup final win against Lyon few expected given Lyon’s near-untouchable status at the time.PSG enjoys an even higher level of domestic superiority these days, but Ricardo — a tough and uncompromising Brazil defender who played for PSG from 1991-95 and managed the club from ’96-’98 — will have his players well prepared.A PSG defeat will hardly make much difference to the standings, given that second-place Lyon is 15 points behind. Lyon was impressive going forward during a 2-2 home draw with Premier League champion Manchester City in the Champions League, but also defended poorly at times. Lyon’s defence faces another tough test in Saturday’s trip to fourth-place Lille, which has one of the league’s top scorers in Nicolas Pepe.Also on Saturday, third-place Montpellier is away at Thierry Henry’s Monaco side, which is in 19th place.__ By Jerome Pugmire in Paris.___More AP soccer: https://apnews.com/apf-Soccer and https://twitter.com/AP_SportsThe Associated Press read more

Wrestling No 2 Ohio State ends regular season with top10 matchup against

Ohio State’s Kyle Snyder runs out of the tunnel prior to his match in the the dual-meet against Iowa on Jan. 21 in the Schottenstein Center. Credit: Jack Westerheide | Photo EditorThe No. 2 Ohio State wrestling team (13-1, 8-1 Big Ten) concludes its regular season Sunday when it travels to Raleigh, North Carolina, to take on No. 6 North Carolina State (14-1, ACC 4-0) at 4:30 p.m. The Buckeyes are coming off of an 18-15 victory against No. 4 Michigan on Feb. 11 despite senior No. 2 heavyweight Kyle Snyder suffering his first collegiate loss since March 2015. Each team won five matches, with the Buckeyes gaining bonus points from senior Nathan Tomasello and sophomore Kollin Moore. “Other than [Tomasello and Moore], I think we were a little flat,” Ohio State head coach Tom Ryan said. “We’re more excited about postseason, facing off with Penn State in the Big Tens and nationals than we were in the moment in that dual meet.”North Carolina State wrestles against No. 8 Virginia Tech at home Friday night, before getting a shot versus the Buckeyes two days later. The Wolfpack are undefeated in ACC matches and have just one loss overall, which came against fellow perennial championship contender No. 3 Oklahoma State at a naval base in Naples, Italy. It was the first overseas meet in NCAA history. North Carolina State’s success this season has put the Wolfpack at No. 6 in the nation, but Ryan said he thinks it might be better than that ranking.“Up and down the line this is a really good team,” Ryan said.Moore bounced back in his bout against Michigan’s No. 12 Kevin Beazley at 197 pounds after losing to unranked Anthony Cassar of Penn State in the previous meet. Now Moore faces No. 7 Michael Macchiavello of the Wolfpack.“There’s no undefeated season on the line or anything like that, so I can just focus on my wrestling again, you know not protecting anything,” Moore said. “There’s nothing to protect now.”In the aftermath of Snyder’s first collegiate loss since 2015, he will match up against No. 10 Michael Boykin. As rare as it is for Snyder to lose, it would be unexpected to see one loss affect him going forward other than providing him with motivation. He and No. 1 Adam Coon of Michigan are likely to meet again at the Big Ten championships in March.“I was just surprised by the way he acted after the match. He wasn’t super down on himself,” Ohio State junior Myles Martin said.Martin’s match in the North Carolina State meet against No. 3 Peter Renda is one of the showcase matchups of this dual. Martin is still ranked second and is 23-1, while Renda is 18-0 this season. The two last met at the Midlands Championships on Dec. 29, 2016. Renda beat Martin, 9-2. Martin said he freestyle wrestled against Renda this past summer.There are plenty ranked matches within the meet, including No. 4 Tomasello versus No. 5 junior Sean Fausz. No. 7 Joey McKenna of the Buckeyes and No. 2 senior Kevin Jack will face off in a key match at 141 pounds.No. 7 Micah Jordan will wrestle at 157 pounds against No. 3 Hayden Hidlay, a freshman who is 18-0 this season for North Carolina State. Other matchups between ranked wrestlers include No. 3 Luke Pletcher against No. 12 Tariq Wilson of the Wolfpack, and Ohio State’s No. 5 Ke-Shawn Hayes taking on No. 13 Beau Donahue. read more

Resources 2030 Taskforce can help fuel Australias future mining success

first_imgDavid Byers, Interim Chief Executive, Minerals Council of Australia (MCA), says the Federal Government’s creation of a Resources 2030 Taskforce to provide advice on its National Resources Statement is a welcome opportunity to forge a coherent and consistent policy framework to underpin the future success of Australia’s world-class mining sector.“Appointing two senior mining industry executives and MCA Directors – BHP’s Mike Henry and Whitehaven’s Paul Flynn – to the Taskforce will ensure the Government’s deliberations have strong input from the mining sector.“The MCA will engage with the Taskforce, including on issues important to the mining sector and regional Australia such as:• Delivering a competitive energy policy which reduces costs for Australian families and businesses while ensuring system reliability and reducing emissions• Reforming our workplace relations laws to encourage workplace flexibility, innovation and productivity• Streamlining major project approvals and environmental regulations while maintaining environmental standards• Reducing Australia’s uncompetitive corporate tax rate to help attract the investment needed to further develop our minerals resources.“The Australian mining industry is a world leader – yet if we take this position for granted, productivity and competitiveness will suffer, resulting in fewer jobs and lower living standards in Australia.“The mining sector could perform at its best – generating additional benefits for the economy, the workforce and society – if policy reforms were developed, explained to the community and implemented following the Government’s finalisation of its National Resources Statement by the end of 2018.”last_img read more

British backpacker rescued from twomonth hostage ordeal in Australia

first_img Short URL Mar 7th 2017, 8:26 AM Tuesday 7 Mar 2017, 8:26 AM 39,564 Views Tweet thisShare on FacebookEmail this article Share266 Tweet Email1 British backpacker rescued from two-month hostage ordeal in Australia Police, who found the young woman during a random traffic stop, say she was beaten, raped and choked. 23 Comments Image: Shutterstock/hlphoto http://jrnl.ie/3274377 Image: Shutterstock/hlphoto A BRITISH BACKPACKER who was repeatedly raped, beaten and choked during a two-month hostage ordeal in Australia was rescued during a random traffic stop by police.The 22-year-old, who court officials said was British, was visibly distressed and had injuries to her face when police pulled over the car she was driving yesterday near Mitchell in outback Queensland, 560 kilometres (350 miles) west of Brisbane.A 22-year-old man was found hiding in the back of the vehicle.Authorities say she had been “held against her will and seriously assaulted over a period of several weeks”.Police said the pair met three months ago and agreed to go on a road trip, but it all went horribly wrong with the woman repeatedly attacked between 2 January and 5 March at various locations.The man has been charged with a string of offences including four counts of rape, eight of assault, four of strangulation, and two of deprivation of liberty.“The victim was treated for non-life threatening injuries including facial fractures, bruising and cuts to her body,” police said, with the man remanded in custody to appear in court at a later date.Australia is a popular destination for young backpackers, with around 600,000 touring the country every year.They occasionally run into trouble, most famously in the early 1990s when seven were murdered by Ivan Milat in a series of killings that terrified Australia.Milat is serving consecutive life sentences after the remains of two Britons, three Germans and two Australians were found buried in a forest southwest of Sydney.- © AFP, 2017Read: Iraqi forces retake Mosul government headquarters from Islamic State> By AFPlast_img read more

Samaras to meet Obama in August

first_img Facebook Twitter: @NeosKosmos Instagram Greek Prime Minister Antonis Samaras is scheduled to meet with President Barack Obama in Washington next month. According to a statement released by the White House last week the two leaders will meet on August 8. The meeting’s agenda includes the issues of Greek US defence cooperation, the Transatlantic Trade and Investment Partnership, regional cooperation, mutual counterterrorism efforts as well as prospects for a settlement in Cyprus. The two men will also discuss developments in North Africa and Syria. According to the White House, the visit will “highlight the strength of the US-Greek relationship today – bound together through enduring ties of kinship, common interests, and the NATO Alliance – and underscore the United States’ ongoing support for Greece’s efforts to reform its economy and promote a return to prosperity”. Source: Kathimerinilast_img read more

Boldt faces three challengers for commissioner post

first_imgClark County Commissioner David Madore, on his first official day in office on Wednesday, asked fellow commissioners Tom Mielke and Steve Stuart if he could take a look at the county books in an effort to try and find savings. Roman BattanAge: 31.Party: Democrat.Residence: Camas.Campaign website.Money raised: $9,831.Marc BoldtAge: 57.Party: Republican.Residence: Hockinson.Campaign website.Money raised: $25,110.Pat CampbellAge: 67.Party: Independent.Residence: Vancouver.Campaign website.Money raised: $1,576.David MadoreAge: 60.Party: Republican.Residence: Vancouver.Campaign website.Money raised: $98,792.Marc Boldt, a Hockinson Republican seeking his third term on the Board of Clark County Commissioners, knows where to find some of his biggest critics. They serve on the executive board of the Clark County Republican Party.Boldt, who served in the state Legislature before being elected in 2004 to the county commission, was disciplined last year for making decisions with which the executive board didn’t agree. The party has endorsed anti-Columbia River Crossing activist and third-bridge proponent David Madore to represent District 2.Boldt, who has acknowledged that he’s become more moderate since his days in Olympia, said after he was sanctioned that he was disappointed but, “I think there’s a difference between being elected by the party and governing for everybody.”Madore, owner and chief executive officer of U.S. Digital, raised his profile in 2010 with his political action committee, NoTolls.com. Madore was the leading local donor in that fall’s elections, with NoTolls.com raising approximately $180,000 for candidates who were against light rail and bridge tolls. In 2011, Madore put $95,000 into another political action committee, Save Our City.Save Our City supported candidates including Vancouver City Councilor Bill Turlay, who ousted council incumbent Pat Campbell.For his bid to become a county commissioner, Madore has raised $98,792, with $90,000 of it a personal contribution, according to the state Public Disclosure Commission.last_img read more

Old city hall building in sorry state

first_imgUntil about a year ago, Vancouver’s former City Hall was a place where powerful people brokered big deals. Recently, it’s become a place where hobos relieve themselves.Weeds have grown up to head-height, garbage cans overflow and a former fountain now sports a sheen of algae accented with floating plastic bags. In the lower level of the parking garage, used toilet paper fills one corner.The site, at 210 E. 13th St., was formerly leased by the city from the Vancouver School District. Now that the city’s out, it’s part of the school district’s purview — and it has fallen by the wayside.“I was disgusted and horrified,” said Vancouver City Councilor Jeanne Stewart, who stopped to check out her former stomping grounds when she saw the overgrown weeds as she drove by. “We’re trying to encourage people to be downtown, and we don’t get there with having what looks basically like an abandoned building.”The school district knows the former City Hall is in bad shape — so much so that they’re sending in a cleanup crew first thing Friday morning, said Todd Horenstein, assistant superintendent of facility support services.last_img read more

Informa Sells UBM Life Sciences Media Brands to MJH Associates for 100

first_imgInforma is positioning the divestiture of the brands, which arrived in its portfolio through its multi-billion-dollar acquisition of UBM a year ago, as part of its year-long UBM integration plan, which involves reviewing or exiting “markets which do not offer attractive long-term growth and returns,” according to a July statement to investors.Not included in the sale is CBI—a global series of more than 100 professional conferences serving the healthcare industry including the annual Pharma Forum and Pharmaceutical Compliance Congress, among others—which also arrived through UBM but will remain with Informa.“We are pleased to find a partner that is invested in engaging our valued audiences in new and exciting ways,” added Tom Ehardt, executive VP and managing director of UBM Life Sciences, who will join MJH as president of MultiMedia Healthcare, a newly formed business unit. “MJH is an ideal fit for us as they understand how to deliver high-quality content in multimedia platforms and live events.”The acquisition also continues something of a brotherly competition between Michael Hennessy and Jeff Hennessy, CEO of Malvern, Penn.-based HMP Communications, which capped its own string of healthcare-industry media acquisitions in July with the purchase of a handful of trade magazines and events from Vendome Group. A year after joining British events and publishing giant Informa plc, UBM Life Sciences’ media brands are changing hands again.Informa plc has agreed to sell several media brands from within its Life Sciences Group to New Jersey-based healthcare publisher MJH Associates for “just over $100 million,” the two companies announced Friday.The deal—which includes over 20 print and digital brands serving the healthcare, pharmaceutical and veterinary spaces and spread across six U.S. offices and one in the UK—signifies a major expansion for the 20 year-old MJH Associates, essentially doubling its portfolio of media brands and swelling its overall headcount to more than 600 employees, an increase of around 50 percent according to a company statement.“The strategic purchase of UBM Life Sciences’ media assets leaves no question that MJH is dedicated to remaining at the forefront of delivering trusted health care information now and into the future,” said MJH Associates president, Michael J. Hennessy, in a statement. “It furthers our overall commitment to providing diverse stakeholders access to trusted and timely resources to help inform care and optimize outcomes.”last_img read more

Mojang lets existing Scrolls players gift a free copy to friends

first_imgGood news, Scrolls fans! You don’t have to try and explain the game you’re so happy with in order to convince someone else to buy it. Mojang has setup a holiday deal where you can just gift a copy of Scrolls to one of your friends.When most people hear Mojang, the first thing that comes to mind is usually Minecraft. This year the team released an exciting new game crossing cards and strategy in a unique new digital property. Starting today it is now incredibly easy to share Scrolls with a friend, thanks to a Christmas gifting setup that has been deployed by Mojang.All you need to do in order to share the game with a friend is hop on to your Mojang account and look for a new option labeled “send to a friend” on the page. This will allow you to enter in an email address for your intended recipient, which will send a registration code with instructions for creating an account and installing the game.It’s worth pointing out that this user will not also gain the ability to invite a friend, but any new player who actually purchases the game will have the option waiting for them.The code sent out by Mojang will expire on January 31st, so there will be plenty of time to activate it should you decide to give the code away as a Christmas present.last_img read more

New eclipsing cataclysmic variable discovered

first_img Cataclysmic variables (CVs) are binary star systems consisting of a white dwarf and a normal star companion. They irregularly increase in brightness by a large factor, then drop back down to a quiescent state. Polars are a subclass of cataclysmic variables, distinguished from other CVs by the presence of a very strong magnetic field in their white dwarfs.Although over 140 polars have been detected to date, only 33 of them have been identified as eclipsing systems. Hence, every new addition to the still relatively short list of eclipsing polars is very important for creating a reliable sample of such objects. Building a larger database of these systems would offer astronomers more opportunities to study magnetic accretion in binaries.Now, a group of astronomers led by Hannes Breytenbach of South African Astronomical Observatory (SAAO) in Cape Town, South Africa, reports the finding of a new magnetic CV, which they believe is a synchronized polar. The discovery was made using the recently commissioned MASTER-SAAO telescope, which identified the new object as a transient source. Follow-up observations provided more insights into the nature of this source.”Here, we report on the discovery of a new eclipsing cataclysmic variable from the MASTER-SAAO optical transient survey, MASTER OT J061451.70–272535.5 (hereafter J0614–27),” the researchers wrote in the paper.The astronomers found that MASTER OT J061451.70–272535.5 eclipses with a period of 2.08 hours. The eclipse light curve of this system showcases a peculiar morphology as observations show an initial dip, where the object’s brightness drops to about 50 percent of the pre-eclipse level before gradually increasing again in brightness. Afterward, the second rapid ingress is observed, where the brightness drops by around 60 to 80 percent, what is followed by a more gradual decrease to zero flux.The authors of the paper concluded that a light curve with such characteristics is result of an initial obscuration of the accretion hot-spot on the magnetic white dwarf by the accretion stream. This is followed by an eclipse of both the hot spot and the partially illuminated stream by the red dwarf donor star.According to the study, the white dwarf in the system has a radius of about 0.012 solar radii, and a mass between 0.5 and 0.86 solar masses. The red dwarf donor star is approximately five times smaller and six times less massive than our sun. The stars are separated from each other by about 3.25 AU.All in all, the researchers note that the properties of MASTER OT J061451.70–272535.5 suggest that it is a synchronized polar. “The spectral features, along with the structure of the light curve, suggest MASTER OT J061451.70–272535.5 is a new magnetic cataclysmic variable, most likely of the synchronized polar subclass,” the paper reads.Given that many aspects of the nature of MASTER OT J061451.70–272535.5 remain to be investigated, especially its evolutionary status, magnetic field structure and accretion flow, the authors of the study propose further multi-wavelength observations of this system. Explore further Using the Mobile Astronomical System of Telescope-Robots (MASTER), an international team of astronomers has detected a new eclipsing cataclysmic variable. The newfound object, designated MASTER OT J061451.70–272535.5, is most likely of the polar subclass. The finding is detailed in a paper published January 9 on arXiv.org. © 2019 Science X Network Astronomers identify new asynchronous short period polar The on-sky instrument field-of-view in equatorial J2000 coordinates for the photometric data collected on MASTER OT J061451.70–272535.5 from the SAAO. Image credit: Breytenbach et al., 2019. More information: H. Breytenbach et al. Discovery, observations and modelling of a new eclipsing polar: MASTER OT J061451.70-272535.5. arXiv:1901.02669 [astro-ph.SR]. arxiv.org/abs/1901.02669 Citation: New eclipsing cataclysmic variable discovered (2019, January 21) retrieved 18 August 2019 from https://phys.org/news/2019-01-eclipsing-cataclysmic-variable.html This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only.last_img read more

Student gives possible explanation for female mating preferences that decrease male survival

first_img Citation: Student gives possible explanation for female mating preferences that decrease male survival chances (2019, June 6) retrieved 18 August 2019 from https://phys.org/news/2019-06-student-explanation-female-decrease-male.html Having an STI could benefit male animals Pavitra Muralidhar, a Ph.D. student in the Department of Organismic and Evolutionary Biology at Harvard University, has developed a theory to explain why females of some species are more attracted to some males who have a lesser chance of survival. In her paper published in the journal Nature, she outlines her theory of selfish sex chromosomes and how it might work in nature. Mark Kirkpatrick, with the University of Texas has published a News and Views piece in the same journal issue, outlining the work done by Muralidhar. This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Journal information: Nature More information: Pavitra Muralidhar. Mating preferences of selfish sex chromosomes, Nature (2019). DOI: 10.1038/s41586-019-1271-7center_img Explore further © 2019 Science X Network Prior research has shown that females of some species are more attracted to males who posses certain impressive features, such as bright plumage. But such research has also shown that males who sport brighter plumage are more likely to be seen and eaten by a predator—so why do the females prefer them? Scientists have been unable to answer this question. But Kirkpatrick notes that there are two main theories. The first is called direct selection, and it is what it sounds like—genes that affect mating preferences are direct targets of selection. An example might be a male that is good at helping tend a nest, and is therefore highly prized by females looking for a mate. The other theory, quite naturally, is called indirect selection, and it involves females choosing mates who have one trait, but get another trait as part of the deal. A female who chooses a male based on plumage, for example, might wind up with a male that also has a good immune system, which is responsible for his great plumage. Unfortunately, neither of these theories explains why a female would go for a male that is clearly less likely to survive; doing so will decrease her male offspring’s chances of survival. Muralidhar suggests this phenomenon is due to what she describes as “selfish sex chromosomes.”Muralidhar’s theory is based on the indirect selection theory, and also sexually antagonistic selection, in which a gene benefits one gender, but could mean harm to the other. She also considers the possibility of an exception in situations where one gender has a pair of same chromosomes and the other has two that are different. She suggests that in cases in which a gene involved in mating is located on the chromosome that is present in only one gender, it can result in only offspring of the same gender carrying that gene, which could benefit them, but it could also bring harm to the offspring of the other gender. She has also carried out a mathematical analysis of her ideas to prove her theory and carried out a study of 36 species, half of which aligned with her “selfish sex chromosome” hypothesis expectations. Human chromosomes during metaphase. Credit: Steffen Dietzel/Wikipedialast_img read more

Drink water avoid smoking to maintain soft lips

first_imgWith the winter season approaching, we need to take extra care of our lips. Drinking a good amount of water, shuffling your professional lip balm with remedies like butter or ghee, and keeping your tongue in check are critical elements of lip care, says as expert. Abhishek Raj, facial aesthetic expert, has rolled out a few tips to battle the problems:1. Drink water: You know that your skin needs hydration and that happens best with the intake of enough water. The same goes for lips. Though people drink enough water in summers, this intake decreases in winters because we do not sweat in the cold season and feel thirsty. Drinking ample amount of water is necessary to replenish the lost moisture from the skin and the lips. Also Read – Add new books to your shelf2. Hold your tongue: Most of us have a habit of licking our lips now and then with our tongue. This tendency increases whenever the lips feel dry and stretched. You need moisture to keep them soft and hydrated and saliva comes handy for this. But, this proves counter-productive and dries away the lips more.3. Avoid vitamin B deficiency: Insufficient consumption of vitamin B not only affects your digestive system’s functioning but it also affects the health of the lips.  Also Read – Over 2 hours screen time daily will make your kids impulsiveThe lips and the corners of the mouth get cracked and deficiency of vitamin B can also cause ulcers in the mouth. Ensure enough intake of vitamin B to keep lips healthy during winters.4. Lip augmentation or hydration procedure: For people who have thin lips and desire a pronounced appearance, dermal fillers like Juvederm are very effective. When administered into the lips, the hyaluronic acid based fillers give volume to the lips.last_img read more

Alleged Colombian trafficker caught in Argentina

first_img Construction begins on Chandler hospital expansion project Lopez and a bodyguard were arrested without a shot fired in the parking lot of “Fettuccine Mario,” where he was expected to arrive for dinner in the Buenos Aires suburb of Pilar, police said Wednesday.Lopez, 41, ran the “Urabenos” gang based northern Colombia after rising through the ranks of right-wing paramilitary groups that doubled as drug trafficking operations, national police director Gen. Jose Roberto Leon said in Bogota.The group takes its name from the Gulf of Uraba on Colombia’s Caribbean coast, from which U.S. law enforcement officials say it shipped tons of cocaine northward.Argentine Security Secretary Sergio Berni called Lopez “extremely dangerous” and said he has been responsible for “hundreds of deaths.”Colombian traffickers are increasingly being arrested farther from home _ in Venezuela, in Bolivia and now in Argentina _ as Colombian authorities and dozens of DEA agents have systematically captured the country’s kingpins and begun working their way down the chains of command of the remaining organized crime rings.“Colombia now effectively has no more “capos” of regional or national reach,” said Oscar Naranjo, who retired as Colombia’s national police director in July. Associated PressBUENOS AIRES, Argentina (AP) – Colombia’s most-wanted reputed drug trafficker was arrested outside a restaurant in suburban Buenos Aires after Colombian police spent months chasing him around South America.Carrying false passports from five countries and posing as a Venezuelan businessman, Henry de Jesus Lopez, aka “Mi Sangre,” or “My Blood,” was finally captured Tuesday night. He is accused of shipping tons of cocaine to the United States through Central America. Berni emphasized the Argentine role, attributing the arrest to “a very thorough investigation” by his agency and federal forces. He said President Cristina Fernandez had personally approved the necessary resources.Colombia’s President Juan Manuel Santos sent a Twitter message overnight thanking his country’s police and Argentine authorities for the arrest.Without offering any details, Berni also said that Lopez trafficked drugs in Argentina during his stay, and that investigations continue.Lopez is accused of organized crime, drug trafficking and terrorism, and is wanted in Colombia as well as Miami. Authorities are now evaluating which country Argentina should send him to, Gen. Leon said.He could be expelled by Argentina to Colombia, which would in turn extradite him to the United States, whose prisons house scores of Colombian drug traffickers.___Associated Press Writers Cesar Garcia and Vivian Sequera in Bogota, Frank Bajak in Lima and Michael Warren in Buenos Aires contributed to this report.(Copyright 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.) Sponsored Stories Former Arizona Rep. Don Shooter shows health improvement Mary Coyle ice cream to reopen in central Phoenix Bottoms up! Enjoy a cold one for International Beer Daycenter_img “He was one of the few left in Central and South America at that level,” a U.S. law enforcement official said. “Now you have the second tier.”The official, who was not authorized to be quoted by name, said Lopez was accused in a U.S. criminal complaint of shipping “multi-ton loads” of cocaine to the United States.Lopez entered Argentina with his wife and child late last year, settling them into a house in the gated community of Nordelta, where many wealthy Argentines and foreigners have waterfront homes.But Berni said he left his family there and moved constantly, jumping from property to property north of the capital, living under assumed names and protected by as many as eight bodyguards. Lopez carried false passports from Argentina, Paraguay, Ecuador, Brazil and Venezuela, and recently traveled through Paraguay and Venezuela in hopes of throwing pursuers off his trail, Leon said.In the end, a team of Colombian judicial police installed in Argentina caught him with help from the U.S. Drug Enforcement Administration and a small group of Argentine officials. Key to the arrest was a Colombian informant who reported his location and movements. The informant, whose identity is being protected, will be paid a reward worth $660,000, Leon said. Top Stories Comments   Share   Arizona families, Arizona farms: working to produce high-quality milk 5 treatments for adult scoliosis Arizona families, Arizona farms: providing the local community with responsibly produced dairylast_img read more

Wells Fargo Brings Back Privatelabel Bonds

first_img in Daily Dose, Headlines, News, Secondary Market Share Wells Fargo Brings Back Private-label Bonds Mortgage-Backed Securities Recession Wells Fargo 2017-05-12 Seth Welborncenter_img May 12, 2017 739 Views Wells Fargo is looking to bring back the private label bond this year—something the bank hasn’t done since 2008, on the tail-end of the housing crisis.Franklin Codel, Head of Consumer Lending a Wells Fargo, said as much on Thursday in an investor’s presentation.”This year one of our aspirations is to come back to the market with a couple of deals and we’re taking a look at making sure we can structure those properly … to try to test the market and see what we can do there to help bring confidence back,” Codel said. “There’s been many, many years since Wells Fargo has participated in any kind of private label market.”So-called “private label” bonds are backed by non-government guaranteed mortgages. They typically afford lower interest rates to borrowers, as they allow a bank or financial institution to offload the risk to an investor, instead of keeping it all in-house. Both JPMorgan Chase and Redwood Trust have started securitizing private label bonds in the last few years.In 2005 and 2006, about $1 trillion in mortgages were securitized this way every year, but after many huge amounts of them defaulted, the private label market hasn’t been the same since. Less than $60 billion in these bonds have been created since 2009.In fact, Wells Fargo is still answering for its poorly backed RMBS from the crisis-era. In March, a Federal judge allowed several claims against the bank to move forward. Filed by several investor funds, the claims alleged the bank owes billions of dollars in losses on residential mortgage-back securities. Just a few of the investors include Royal Park Investments, Blackrock Allocation Target Shares, and Phoenix Light SF Limited.Standard & Poor’s predicts the private market to hit $50 billion for the year, up from the $35 billion it originally predicted. The jumbo prime RMBS market hit $2.6 billion in transactions in just the first quarter of this year.last_img read more

Martin OMalley has

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